Flexible financing solutions tailored to your employment status
Exclusively designed for Malawi's dedicated civil servants. Get quick access to funds with our most competitive interest rate.
All Malawi civil servants
Reducing balance (fair and transparent)
50% government rule on take-home pay (Affordability test mandatory)
Designed for permanent employees in the private sector. Higher loan limits with employer support for seamless repayment.
All permanent privately employed staff
Reducing balance (fair and transparent)
50% government rule on take-home pay (Affordability test mandatory)
Estimate your monthly payments and total loan cost
Why our payroll loans are the best choice for you
Interest calculated on remaining balance only, saving you money over time
Choose a repayment period that suits your budget, from 3 to 12 months
All loans come with insurance coverage for your peace of mind
Detailed repayment schedule provided upfront for transparency
Automatic payroll deduction ensures you never miss a payment
All costs disclosed upfront with complete transparency
Get started today and receive funds in your account within 48 hours