We provide transparent, reliable, and customer-focused financial solutions
Quick loan approval and disbursement within 24-48 hours
Fully registered and compliant with Reserve Bank of Malawi
Low interest rates starting from 6.5% reducing balance
Dedicated support team to help you every step of the way
Tailored financial solutions for your specific needs
Exclusively for Malawi civil servants
For permanent private sector employees
Get your loan in 4 simple steps
Fill out our simple online application form
Provide required documents for verification
Receive approval within 24-48 hours
Get your money deposited to your account
Our comprehensive 6-step process ensures you get your loan quickly and transparently
Visit our branch or contact us via phone/WhatsApp. Our friendly loan officers will conduct a detailed interview to understand your needs and guide you through the required documentation.
We process your application and conduct a thorough affordability assessment following the 50% government rule on take-home pay to ensure sustainable repayment.
Our credit committee reviews your application and makes a decision within 24 hours. You'll receive immediate notification of approval.
Once approved, funds are transferred directly to your nominated bank account or mobile wallet within 24 hours.
You'll sign the official offer letter, and we'll process any collateral documentation. We also value your feedback on our service.
We monitor your loan throughout the repayment period, ensuring smooth collections through payroll deduction and providing ongoing support.
Within 24 Hours
Same Day Disbursement
Ongoing Support
Our team is here to guide you through every step
Satisfied Customers
Fast Approval
Malawian Owned
Lowest Interest Rate
Apply for a loan today and experience fast, reliable service