Our Loan Products

Flexible financing solutions tailored to your employment status

MOST POPULAR

Ndiwolotse

Emergency Loan

10.0%

Interest Rate

MWK 5.0M

Maximum Loan

Months

Maximum Tenure
Apply for This Loan

Loan Details

Calculation Method

Loan Amount
  • Minimum: MWK 50,000
  • Maximum: MWK 5,000,000
Repayment Period
  • Minimum: months
  • Maximum: months
Fees & Charges
  • Other: MWK 3.00 ()
  • No hidden charges
RECOMMENDED

Pay Day Loans

Pay Day Loans

8.0%

Interest Rate

MWK 0.5M

Maximum Loan

Months

Maximum Tenure
Apply for This Loan

Loan Details

Calculation Method

Loan Amount
  • Minimum: MWK 50,000
  • Maximum: MWK 500,000
Repayment Period
  • Minimum: months
  • Maximum: months
Fees & Charges
  • Other: MWK 2.00 ()
  • No hidden charges
BEST VALUE

Group Loan

Get quick access to funds with competitive interest rates and flexible repayment terms.

7.0%

Interest Rate

MWK 5.0M

Maximum Loan

Months

Maximum Tenure
Apply for This Loan

Loan Details

Calculation Method

Loan Amount
  • Minimum: MWK 1,000,000
  • Maximum: MWK 5,000,000
Repayment Period
  • Minimum: months
  • Maximum: months
Fees & Charges
  • Other: MWK 2.00 ()
  • No hidden charges
FLEXIBLE

Employer Supported Payroll Loans

Targeting all permanent private employees

6.5%

Interest Rate

MWK 2.0M

Maximum Loan

Months

Maximum Tenure
Apply for This Loan

Loan Details

Calculation Method

Loan Amount
  • Minimum: MWK 50,000
  • Maximum: MWK 2,000,000
Repayment Period
  • Minimum: months
  • Maximum: months
Fees & Charges
  • Other: MWK 2.00 ()
  • No hidden charges
MOST POPULAR

Civil Servants Payroll Loan

Get quick access to funds with competitive interest rates and flexible repayment terms.

6.0%

Interest Rate

MWK 5.0M

Maximum Loan

Months

Maximum Tenure
Apply for This Loan

Loan Details

Calculation Method

Loan Amount
  • Minimum: MWK 50,000
  • Maximum: MWK 5,000,000
Repayment Period
  • Minimum: months
  • Maximum: months
Fees & Charges
  • Other: MWK 2.00 ()
  • No hidden charges
RECOMMENDED

Business Loans

Business Loans

8.0%

Interest Rate

MWK 10.0M

Maximum Loan

Months

Maximum Tenure
Apply for This Loan

Loan Details

Calculation Method

Loan Amount
  • Minimum: MWK 100,000
  • Maximum: MWK 10,000,000
Repayment Period
  • Minimum: months
  • Maximum: months
Fees & Charges
  • Other: MWK 3.00 ()
  • No hidden charges

Loan Benefits

Why our payroll loans are the best choice for you

Reducing Balance

Interest calculated on remaining balance only, saving you money over time

Flexible Tenure

Choose a repayment period that suits your budget, from 3 to 12 months

Insurance Included

All loans come with insurance coverage for your peace of mind

Clear Schedule

Detailed repayment schedule provided upfront for transparency

Direct Deduction

Automatic payroll deduction ensures you never miss a payment

No Hidden Fees

All costs disclosed upfront with complete transparency

Ready to Apply?

Get started today and receive funds in your account within 48 hours

Apply Now